Last Updated: [04.07.2020]

This Privacy Policy governs the manner in which Premiation.com (“Company”, “we”, “our”, or “us”) collects, uses, discloses, and safeguards your information when you visit our website Premiation.com (the “Site”). We are committed to protecting your privacy and ensuring a transparent data processing experience. Please read this comprehensive policy carefully. If you disagree with any part of this policy, please do not access the Site.

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1. General Provisions

Our Privacy Policy is designed to inform you about the types of information we collect, the reasons for such collection, how we use and protect it, and your rights with respect to your personal data. This document applies to all visitors, users, and others who access the Site.

Key Principles:

• Transparency: We clearly explain how data is handled.
• Security: We employ robust measures to protect your data.
• User Control: You have rights over your personal information.

2. Information Collection

We collect both personal and non-personal information to enhance your experience and improve our services. Our data collection practices are explained in detail below.

2.1 Personal Information

We may request and collect personal data, including but not limited to:

• Contact Details: Your full name, email address, phone number, and mailing address.
• Identification Data: Any identifiers you provide for account creation or service use.
• Communication Data: Details you include when contacting us, such as inquiries, comments, and support requests.
• Transactional Information: Data related to the services you request or transactions you complete, including payment details where applicable.

How We Collect Personal Information:

• Direct Interactions: When you fill out forms, register for an account, or communicate with our support team.
• Third-Party Sources: In some cases, we may obtain your personal data from affiliated partners or trusted third-party sources, provided that such data sharing complies with applicable law.

2.2 Non-Personal Information

We also automatically collect certain non-personal information to better understand how you interact with the Site. This includes:

• Technical Data:
  • IP address, browser type, operating system, and device identifiers.
  • Information from cookies and similar tracking technologies.
• Usage Data:
  • Pages visited, time spent on the Site, navigation paths, and other interaction details.
• Analytical Data:
  • Aggregated and anonymous data used for statistical analysis, performance improvement, and market research.

Purpose of Non-Personal Data Collection:

• Enhance website functionality.
• Optimize user experience through behavior analysis.
• Identify trends and improve the overall quality of our service.

3. Use of Information

Your data is processed in various ways to provide you with a secure, efficient, and personalized experience. Below is an in-depth explanation of how we use the collected information:

3.1 Providing and Enhancing Our Services

• Service Delivery:
  We use your personal information to fulfill your requests, deliver the requested services, process transactions, and manage your account.
• Personalization:
  By analyzing your usage patterns and preferences, we tailor the content and recommendations offered on the Site.
• Support and Communication:
  Your data helps us respond to queries, provide technical support, and keep you informed about updates and changes.

3.2 Website Improvement and Development

• Performance Analysis:
  Non-personal data and aggregated analytics allow us to monitor and optimize the performance of our Site.
• Feature Enhancements:
  By understanding user behavior, we continually develop and improve features and content.
• A/B Testing:
  We conduct tests on different versions of our pages to determine which options best enhance user experience.

3.3 Marketing and Promotional Activities

• Consent-Based Communications:
  With your explicit consent, we may send you newsletters, promotions, and other marketing materials.
• Targeted Advertising:
  We may use anonymized data to display ads that are relevant to your interests on our Site or through third-party platforms.
• Event Invitations and Updates:
  Information provided may also be used to notify you about upcoming events, offers, or changes that may affect your interests.

3.4 Legal and Regulatory Compliance

• Compliance with Laws:
  We process your data to comply with applicable laws, regulations, and legal obligations.
• Dispute Resolution:
  In the event of disputes or legal proceedings, your data may be used as part of the resolution process.
• Security and Fraud Prevention:
  We monitor and analyze data to detect, prevent, and mitigate fraudulent or unauthorized activities.

4. Cookies and Similar Technologies

Our Site utilizes cookies and similar tracking technologies to collect information and enhance your browsing experience.

4.1 What Are Cookies?

Cookies are small text files placed on your device that help us understand user behavior, remember preferences, and provide a seamless browsing experience.

4.2 How We Use Cookies

• Essential Cookies:
  These ensure the basic functionality and security of the Site.
• Preference Cookies:
  They store user preferences and settings for a more personalized experience.
• Analytics Cookies:
  These track and report on site performance and usage statistics.
• Marketing Cookies:
  With your consent, these cookies help us deliver targeted advertising and measure campaign effectiveness.

4.3 Managing Cookies

• Browser Settings:
  You can configure your browser to block or delete cookies. Note that doing so may affect site functionality.
• Opt-Out Options:
  Third-party services may provide additional options for managing or opting out of tracking technologies.

5. Data Sharing and Disclosure

We respect your privacy and ensure that your information is handled responsibly. However, in certain circumstances, data may be shared with third parties under strict conditions.

5.1 Sharing with Trusted Partners

• Service Providers:
  We may share your data with vendors and partners who assist with website operations, analytics, marketing, and customer support. These partners are contractually obligated to maintain the confidentiality and security of your data.
• Business Partners:
  In instances where joint ventures or collaborations occur, we may exchange information with trusted business associates under strict confidentiality agreements.

5.2 Disclosure to Legal Authorities

• Regulatory Compliance:
  We may disclose information if required to do so by law or in response to valid legal requests (e.g., subpoenas, court orders).
• Protection of Rights:
  When necessary, we will disclose data to protect the rights, property, or safety of the Company, our users, or the public.

5.3 Data Transfer in Business Transactions

• Corporate Restructuring:
  In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction. The receiving party will be bound by confidentiality and data protection obligations.
• Due Diligence:
  During financial audits or due diligence processes, your data may be temporarily disclosed to auditors under strict confidentiality conditions.

6. Data Security

Protecting your data is a top priority. We implement a range of technical and organizational measures to safeguard your information.

6.1 Technical Measures

• Encryption:
  Sensitive data is encrypted during transmission and storage using industry-standard protocols.
• Access Controls:
  Access to personal data is restricted to authorized personnel only, based on job necessity.
• Monitoring Systems:
  We deploy security monitoring systems to detect and respond to potential vulnerabilities or breaches.

6.2 Organizational Measures

• Employee Training:
  Our staff is regularly trained on data protection practices and privacy policies.
• Policy Enforcement:
  Internal policies ensure adherence to data protection standards, and regular audits help maintain compliance.
• Incident Response:
  In the unlikely event of a data breach, we have procedures in place to promptly notify affected users and relevant authorities, and to mitigate any harm.

7. Data Retention and Deletion

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy and to comply with legal obligations.

7.1 Retention Periods

• Active Accounts:
  Personal data associated with active accounts is retained for the duration of your relationship with us.
• Inactive Data:
  Information from inactive accounts may be anonymized or deleted after a specified period.
• Legal Requirements:
  In some cases, retention may be required by law, and such data will be stored securely for the legally mandated duration.

7.2 Data Deletion and User Requests

• Right to Erasure:
  You have the right to request the deletion of your personal data, subject to any legal or contractual restrictions.
• Data Portability:
  Upon request, we can provide you with a copy of your data in a structured, commonly used, and machine-readable format.
• Account Closure:
  If you decide to close your account, we will proceed with data deletion or anonymization in accordance with our retention policies.

8. International Data Transfers

Our operations may involve the transfer of your personal data across international borders.

8.1 Cross-Border Data Transfers

• Standard Safeguards:
  When transferring data internationally, we ensure that appropriate safeguards are in place, such as data transfer agreements and compliance with relevant legal frameworks.
• Third-Country Recipients:
  Data may be processed in countries that do not have the same level of data protection as your home jurisdiction. In such cases, we implement measures to ensure an adequate level of protection.

8.2 User Consent and Rights

• Informing You:
  We will notify you if your data is to be transferred internationally, providing you with details about the measures taken.
• Opt-Out Options:
  Where legally permissible, you may have options to opt out of international transfers.

9. Your Rights and Choices

We believe in empowering you with control over your personal data. This section outlines the rights available to you and how you can exercise them.

9.1 Access and Correction

• Right of Access:
  You have the right to request details about the personal data we hold and the purposes for which it is being processed.
• Right of Rectification:
  Should any of your personal data be inaccurate or incomplete, you have the right to request corrections or updates.

9.2 Data Portability and Deletion

• Data Portability:
  You can request a copy of your personal data in a portable, machine-readable format.
• Right to Erasure:
  Under certain circumstances, you have the right to ask for the deletion of your personal data. Please note that this may impact the services we can provide you.

9.3 Objections and Restrictions

• Right to Object:
  You have the right to object to certain types of data processing, including direct marketing communications.
• Processing Restrictions:
  In some cases, you may request that we restrict the processing of your personal data, particularly if you contest its accuracy or legality.

9.4 Exercising Your Rights

• Contact Us:
  To exercise any of your rights, please send a detailed request to our Data Protection Officer or the contact provided below. We will respond within the statutory time limits and provide instructions for further actions.
• No Charge:
  Generally, there is no fee for accessing or correcting your data. However, if your request is manifestly unfounded or excessive, we reserve the right to charge a reasonable administrative fee.

10. Policy Updates and Amendments

We periodically review and update our Privacy Policy to ensure that it remains comprehensive and compliant with current legal standards.

10.1 Regular Reviews

• Scheduled Updates:
  Our Privacy Policy is reviewed at regular intervals and updated as needed to reflect changes in our practices, technology, or legal obligations.
• Notification of Changes:
  Significant changes to the policy will be communicated via the Site and, where applicable, through direct notifications to registered users.

10.2 Effective Date and Version Control

• Version History:
  Each version of our Privacy Policy will have an effective date noted at the top of the document. It is your responsibility to review the policy periodically.
• Continued Use:
  Your continued use of the Site after any modifications constitutes acceptance of the revised terms.

11. Children’s Privacy

We are committed to protecting the privacy of children and comply with all applicable regulations regarding the collection of data from minors.

11.1 Age Restrictions

• Minimum Age Requirement:
  Our Site is not intended for individuals under the age of 16. We do not knowingly collect personal data from minors without parental consent.
• Parental Consent:
  If we learn that we have inadvertently collected personal data from a minor without proper consent, we will take steps to delete the information as soon as possible.

11.2 Parental Rights

• Contacting Us:
  Parents or legal guardians who believe that we have collected data on a child without appropriate consent should contact us immediately. We will work promptly to address and resolve the issue.

12. Third-Party Links and Services

Our Site may contain links to third-party websites or services that are not operated by us. This section explains how we handle such situations.

12.1 External Links

• No Responsibility:
  While we provide links to other websites for your convenience, we do not have control over the content or practices of these external sites.
• Advised Caution:
  We encourage you to read the privacy policies of any third-party sites you visit, as their practices may differ from ours.

12.2 Integrated Third-Party Services

• Embedded Content:
  The Site may integrate third-party content (e.g., videos, maps, or social media feeds) that might collect data on your behalf. We advise reviewing the privacy policies of these providers for more information.
• Service-Specific Disclosures:
  In cases where third-party services play a significant role in data processing (such as payment processors or analytics tools), we ensure that these partners comply with similar data protection standards.

13. Additional Provisions

This section covers miscellaneous aspects of our data protection approach and serves as a catch-all for any areas not explicitly covered above.

13.1 Legal Basis for Processing

• Consent:
  In situations where processing is based on your consent, you may withdraw consent at any time, subject to legal limitations.
• Contractual Necessity:
  Processing may be necessary for the performance of a contract to which you are a party.
• Legitimate Interests:
  We may process your data where it is necessary for our legitimate interests, provided those interests are not overridden by your rights and freedoms.
• Compliance with Law:
  In other cases, processing is necessary to comply with a legal obligation.

13.2 Dispute Resolution

• Informal Resolution:
  We encourage users to contact us with any concerns or disputes regarding this Privacy Policy, and we are committed to resolving issues amicably.
• Formal Procedures:
  Should a dispute escalate, it may be subject to formal dispute resolution procedures in accordance with applicable laws and regulations.

13.3 Governing Law

• Jurisdiction:
  This Privacy Policy and any disputes arising from it shall be governed by and construed in accordance with the laws of the jurisdiction in which the Company is established, without regard to its conflict of law provisions.
• Legal Venue:
  Any legal actions related to this policy shall be brought exclusively in the appropriate courts of that jurisdiction.

14. Contact Information

We value your feedback and are here to answer any questions you may have regarding this Privacy Policy. For any inquiries or concerns, please use the following contact information:

• Email: hello@premiation.com

For inquiries related specifically to data protection and privacy, please indicate “Data Protection Inquiry” in the subject line of your email. Our Data Protection Officer will respond promptly and guide you through the process of exercising your rights.

15. Disclaimer

The information provided on this website is for informational purposes only. No content should be considered as investment advice or a recommendation. Investing in real estate and other financial assets involves risks, and all investment decisions should be based on your own analysis and consultation with qualified professionals.

The website administration is not responsible for any losses or damages resulting from the use of the information provided. We strongly recommend conducting your own research and assessing the risks associated with any investment decisions. Past performance is not indicative of future results. Investment outcomes may vary depending on individual circumstances, such as financial position and risk tolerance.

Any mention of specific investments or strategies is purely illustrative and for discussion purposes only. Such mentions do not constitute a recommendation or endorsement and do not necessarily reflect the views of the website administration.

We strongly advise consulting with a financial advisor or legal expert before making investment decisions. You bear full responsibility for your investment actions and the associated risks.

By using this website, you acknowledge and agree that the website administration is not liable for any direct or indirect losses or damages arising from the use of the information provided.

Please exercise caution and due diligence when making investment decisions.

16. Final Acknowledgment

By accessing or using our Site, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. We encourage you to review this document periodically as it may be amended from time to time in response to evolving practices, legal requirements, or technological changes.

Thank you for choosing Premiation.com. We are dedicated to ensuring that your privacy is respected and protected at every stage of your interaction with our services.